Rates

personal-banking

Effective Date: December 1, 2025

SAVINGS ACCOUNT RATES
Account Type Compounding Frequency APR APY
Share Savings Monthly 0.05% 0.05%
Secondary Savings Monthly 0.05% 0.05%

 

*The dividend rate and annual percentage yield (APY) are prospective rates and yields that Arise Community Credit Union anticipates paying for the applicable dividend period. Dividend rates and APYs are variable and may change after an account is opened. Fees and other conditions may reduce earnings.

For the complete account disclosure information, refer to the Share Account Disclosure Statement,  member accounts are Federally Insured up to $250,000 by the National Credit Union Share Insurance Fund.


SHARE DRAFT ACCOUNT RATE
Account Type Compounding Frequency APR APY
Share Draft/Checking Account Not Applicable 0.00% 0.00%

MONEY MARKET ACCOUNT RATES
Account Type Compounding Frequency APR APY
Money Market-$0–$999.99 Monthly 0.00% 0.00%
Money Market-$1,000.99–$4,999.99 Monthly 1.24% 1.25%
Money Market-$5,000.99–$9,999.99 Monthly 1.24% 1.25%
Money Market-$10,000.99–$24,999.99 Monthly 1.24% 1.25%
Money Market-$25,000.99–$49,999.99 Monthly 1.49% 1.50%
Money Market-$50,000 + Monthly 1.74% 1.75%

CERTIFICATE ACCOUNT RATES ($500 Minimum)
Term Compounding Frequency APR APY
3 Months Quarterly 2.72% 2.75%
6 Months Quarterly 2.72% 2.75%
12 Months Quarterly 2.82% 2.85%
18 Months Quarterly 2.82% 2.85%
24 Months Quarterly 2.87% 2.90%
36 Months Quarterly 2.87% 2.90%
48 Months Quarterly 2.87% 2.90%
60 Months Quarterly 2.87% 2.90%

 

*The dividend rate and annual percentage yield (APY) are prospective rates and yields that Arise Community Credit Union anticipates paying for the applicable dividend period. Dividend rates and APYs are variable and may change after an account is opened. Fees and other conditions may reduce earnings.

For the complete account disclosure information, refer to the Share Certificate Disclosure Statement,  member accounts are Federally Insured up to $250,000 by the National Credit Union Share Insurance Fund.

Join the Community That Invests in You

  • Open Your Account
  • Explore Your Options
  • Build Your Future