Your credit history doesn't define you — and it definitely doesn't have to define your future.
At Arise Community Credit Union, we know that life happens. Job loss, medical bills, unexpected hardships — these experiences leave marks. But a setback is not the end of your story. That's why we created the Phoenix Loan: a small-dollar loan built specifically for members who are ready to rebuild, reset, and move forward.
The Phoenix Loan is a credit-building loan designed to give eligible Arise members access to the funds they need while laying the groundwork for stronger long-term financial health. It's not just a loan — it's a tool for progress.
Like the phoenix it's named for, this loan is about rising. We believe everyone deserves a path back to financial stability, and we're here to walk that path with you.
Most lenders rely almost entirely on credit scores — a number that often reflects circumstances, not character. At Arise, we take a relationship-based approach. We look at the full picture, work with you personally, and connect you with financial education and coaching to help you build lasting momentum.
This loan is built for progress. And progress looks different for everyone.
The Phoenix Loan is for eligible Arise members who are working to rebuild their credit and strengthen their financial foundation. If you've faced financial challenges in the past and you're ready to take your next step forward, this loan was designed with you in mind.
Getting started is simple. You can stop by our office and speak with an Arise team member in person or contact us to learn more about eligibility and next steps.
Your comeback story can start right now. We're ready when you are.
Federally insured by NCUA.